Travelers auto insurance coverages:
Same as other leading insurance agencies Travelers offers auto insurance coverages as well. The coverages include:
Property Damage Liability:
In this coverage, the company helps the customers financially in case their property has gotten damaged.
Basic Liability Coverage:
This coverage is to help people become legal drivers. The consumer will buy a basic auto insurance coverage and get licensed.
Bodily injury Liability:
In this coverage, the company helps people pay their medical bills if received any bodily injury during the accident.
Additional Coverages offered by Travelers auto insurance:
Travelers along with providing standard insurance coverages at affordable rates had added some more options on their coverages list to support people in their transportation problems.
The coverages include:
- Collision coverage
- comprehensive coverage
- Gap Insurance coverage
- Medical Payments Coverage
- Premier New Car Replacement
- Personal Injury Protection (PIP)
- Responsible Driver Plan
- Rental Car Reimbursement
- Ride-Sharing Coverage
- Roadside Assistance
Premier Roadside Assistance
Basic Roadside Assistance
- Uninsured/Underinsured Motorist Coverage
In this coverage, the company pays your bills if you’ve encountered an accident or any other damage on your way. Also, it is compulsory to buy comprehensive coverage along with auto collision coverage, otherwise, the customer can’t purchase auto collision coverage solely.
Gap Insurance coverage:
In this coverage, the company repays the customers if the vehicle is in no condition to get repaired, or the value has lowered.
Medical Payments Coverage:
In his coverage, the company pays your medical bill if you’ve received serious injuries in an accident. Also, if there was anyone else with you at the time of the incident, the company will make sure to pay their bills along with you.
Any person must buy medical payment coverage because accident cases are the most common ones. There is a chance that you might have passengers with you, if the matter not resolved properly there can be cases where a passenger may file a lawsuit against you.
Premier New Car Replacement:
If you have bought a new car, used it continuously for 5 years along with getting it insured from travelers, you can replace the car later on if want to. In other words, if you want something brand new, or the latest car model then Travelers can help you with this.
Personal Injury Protection (PIP):
Personal Injury Protection is just as important as medical payment coverage. Only certain states offer this coverage. If you’ve encountered an accident and you are unable to work for a long period or you are bound not to work until a judgment from the court how you are going to support yourself, you could’ve made much money in that timeframe. Well, this is where Personal Injury Protections steps in, Travelers PIP coverage pays your medical bills along with repaying a great sum to support yourself until you get stable and earn for yourself.
Responsible Driver Plan:
Probably one of the best coverages that only Travelers offer. This coverage includes forgiveness for an accident or a minute violation.
If you’ve got yourself into some highly damaging accident and you were responsible for it too, Travelers will forgive you if you’ve maintained a position of a responsible driver for straight 3-years.
Also, the company has taken the initiative to forgive the driver’s minor rule violation after every 3 years.
This assistance includes towing services, proving fuel if you run of it on your way, or flat tire repairing service.
Roadside assistance has further two more types:
Basic Roadside assistance:
In this coverage, Travelers provides towing service up to 15-miles if your car has gotten stuck on the way. This coverage also includes the services of flat tire repair and fuel providence.
Premier Roadside Assistance:
In this coverage, the company offers towing service for 100 miles along with providing services of personal property coverage and trip interruption coverage. Simple, if you encounter damage to your car or the vehicle lost the company will pay up to 500$. On the other hand, the trip interruption coverage includes from the 200-600$ amount the company provides to customers to manage meals and other expenses in case of car damage.
Rental Car Reimbursement:
In this coverage, the company pays all the expenses of your rental car including the rent until is repairs. There can be any situation where you may need this coverage. One of the leading reasons can be you lost your car, or your car might’ve received serious damage during the accident, etc. Thus, no matter what kind of damage your vehicle encountered, the company will support you financially.
In this coverage, if you are using a personal vehicle for Lyft or Uber services too, you will not have to buy separate insurance service for your full-time or part-time job.
Thus, Travelers provides excellent service along with reasonable pricing. Only Illinois and Colorado provide this service.
Uninsured/Underinsured Motorist Coverage:
This coverage except Florida is not available in any other state of the United States. In this coverage, the company pays your vehicle’s repair bills, your medical bills, or any other damage you encounter during an accident. But in this coverage during an accident the other responsible party must be uninsured otherwise, there will be no facility from the company.
Services offered by Travelers:
- Auto Insurance
- Boat and Yacht Insurance
- Condo Insurance
- Homeowners Insurance
- Landlord Insurance
- Renters Insurance
- Travel Insurance
- Umbrella Insurance
- Wedding Insurance
- Valuable Item Insurance
Overall the company is one of the leading insurance agencies due to its brilliant services at affordable rates. Also, the company has been providing many unique services such as Uninsured/Underinsured Motorist Coverage and Ride-Sharing Coverage, etc.
Along with that, the company has also been providing cheap auto insurance services for years maintaining a long-lasting relationship with its customers.