Coverages offered by aaa insurance:
AAA Insurance auto the same as other leading insurance agencies offers:
Medical payment coverage:
In this coverage, the company will pay yours and other people along with you, the medical fee for the injuries you’ve people received in an accident.
Bodily injury liability coverage:
In this coverage, the company pays medical, funeral, or other expenses of the other party when you are at fault in the accident incident.
Property damage liability coverage:
In this coverage, the company pays for the repairing expenses of the other party you were responsible for the accident.
Uninsured and underinsured motorist coverage:
The company will pay your medical or repairing fee if you’ve received injuries and damage in an accident where the other party was uninsured or underinsured.
In this coverage, the company pays your expenses for repairing if you’ve received damages other than collision issues. The problem can be anything whether you’ve suffered because of a thief, a boulder got in your way out of nowhere, heavy rain, or any other cause that was not the result of a collision comprehensive coverage will secure you and the company will pay your expenses.
Rental reimbursement coverage:
In this coverage, the company will pay for your fuel, damages, and rent of the car you’ve rented because of your own car damaged in an accident. This coverage proves extremely helpful for people who are working or people who even do driving jobs as part-timers such as Uber and Lyft drivers. Also, the students whose colleges or institutes are far away from their living places can’t afford to continue without a personal vehicle. Thus, the company will pay your bills when it would come to such situations.
This coverage is meant for people who suffer in an accident because they bumped into another vehicle or object as trees building etc. The company will pay the insurers and people along with him medical bills no matter who was at fault. Thus, this coverage must be purchase because we never know what disastrous situation we may get ourselves into.
AAA insurance auto insurance discounts:
- Professionals discount
- Paying-in-full discount
- AAADrive/AAA Onboard discount
- Multiple policy Discount
- AAA member discount
- Safety features discount or new car discount
- Loyalty discount
- Multiple car discount
- AAA safety inspection discount
- Going paperless discount
- Safe driver discount
- Homeowners discount
AAA offers a professional discount to drivers having a professional background such as engineers, doctors, teachers, etc can earn up to 7% discount.
Paying your entire year’s payment in one go can win you a paying-in-full discount.
AAADrive/AAA Onboard discount:
Same as many other companies like progressive insurance, Geico insurance, etc AAA insurance also offers a discount on safe driving. Putting it simply, the person who downloads the AAADrive app on their cell and keeps it open 24/7 is eligible to receive this reward.
The company keeps track of the driving behavior of the person. If the person is a safe and responsible driver he will qualify for AAA Onboard discount. On the other hand, if the driver is not behaving, files claim in time and is responsible for the trouble instead of discount the rates might increase.
Multiple policy Discount:
Buying AAA insurance services in combination can help people gain grand aaa insurance discounts. The discounts include
- Save up to 19% by purchasing aaa home and life insurance
- Save 15% by purchasing aaa auto and home insurance
- Save up to 3% by purchasing aaa auto and renters insurance
- Save 11% by purchasing aaa auto and condo insurance
AAA member discount:
AAA Insurance offers a discount to its consumers for maintaining a long-lasting relationship with the company.
Safety features discount:
Anyone who’s installed safety equipment’s within his car earns himself a discount on his car insurance.
The safety features can include airbags, seatbelts, anti-theft feature, security alarm, GPS activation, child lock any more. Thus, any feature that protects you from getting into trouble is eligible for the safety feature discount.
New car discount:
If you’ve purchased a new car (used it not more than 3 years) you are eligible for this discount. The person can save up to 30% in this discount.
Consumers who had been members of aaa insurance for more than a year can enjoy a loyalty discount. The customer can save up to 5% of the total amount.
Multiple car discount:
If you’ve insured multiple vehicles from aaa insurance then you can avail up to a 27% discount. The customer is eligible for the discount if he covers certain scenarios.
- First one is that multiple car discount lies in specific coverages not all.
- Secondly, you must drive the insured vehicle regularly.
Otherwise, the consumer will not be eligible for the discount.
AAA safety inspection discount:
Receiving a safety inspection can help you acquire a discount. This means that if you receive a security inspection regularly you’ll be receiving a grand discount on every renewal.
Going paperless discount:
If you even signup for paperless billing you receive a discount from aaa insurance. Thus’ e-billing along with saving so much of your and the company’s employee’s time is much more reliable because the consumers make payments timely which builds trust on both sides ( between the company and the consumer) resulting in a long-lasting and cooperative relationship.
Safe driver discount:
If you are responsible, do not violate driving rules, the well-behaved driver with good driving skills you are qualified for this discount. The consumer can save up to 20% in this discount. The condition the customer must fulfill to avail of this discount is that he/she must’ve passed the driver safety course.
In this discount, the person can save up to 37% if he owns a house.